Golf Cart Insurance

Prepare before you putt

Whether you’re spending a beautiful day on the course, in a country club, or around campus or community, a golf cart is a convenient and fun mode of transportation.

Even with low top speeds, accidents are always possible and it’s best to make sure you are covered before you get behind the wheel. At BRIA Insurance & Risk Consultants, we offer Golf Cart Insurance to clients in Austin, Lakeway, Bee Cave, and all surrounding communities.

Swing for the right coverage

Depending on your state’s laws and how you use your cart, different forms of insurance may be required for different situations. Homeowner’s associations may also dictate certain rules for golf cart use. Golf cart insurance policies can come in a variety of forms, including:

• Accessory Coverage.
• Bodily Injury Liability.
• Collision Coverage.
• Comprehensive Coverage.
• Guest Passenger Liability.
• Liability Coverage.
• Medical Payments Coverage.
• Property Damage Liability.
• Transport Trailer Coverage.
• Uninsured/Underinsured Motorist Coverage.

Bundling multiple recreational vehicles into a single policy could save you in the long run, as could bundling a golf cart policy with a Homeowners Insurance or Personal Umbrella policy. Your age and driving history will likely factor into the costs of your golf cart insurance. Keep in mind that if you have custom parts added to your cart, these may be subject to additional policies in order to be covered.

Keep your coverage up to PAR

Figuring out the proper golf cart insurance isn’t a simple task. Before you hit the grass (or asphalt), get in touch with the team at BRIA Insurance & Risk Consultants to find a golf cart insurance policy that works for you.

Boat Insurance

Cast your worries aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from BRIA Insurance & Risk Consultants, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for marine vehicles including:

• Yachts.
• Performance boats.
• Sailboats.
• Bass boats.
• Jet skis.
• WaveRunners.

What can a boat insurance policy cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft as well as its motor against potential loss due to:

• Vandalism.
• Collision with another boat or object.
• Theft.
• Damage caused by uninsured or underinsured boaters.

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

• Bodily Injury payments.
• Damage to another’s property.
• Medical Payments.
• Guest Passenger Liability.

Additional coverage options

At BRIA Insurance & Risk Consultants, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercraft or combine your Boat and Auto Insurance policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money, too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from BRIA Insurance & Risk Consultants. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Motorcycle Insurance

Providing motorcycle insurance to Austin, Bee Cave, and surrounding areas

No matter what type of motorcycle you own – be it a top-of-the-line sportbike, classic cruiser, comfy touring bike, or something else entirely – you love your ride. At BRIA Insurance & Risk Consultants, we want to make sure both you and your vehicle are protected. Getting motorcycle insurance is crucial before hitting the road.

Learn about our comprehensive motorcycle insurance

Your motorcycle insurance policy can be tailored to you. Our coverage options can take care of accident forgiveness, replacement costs for parts, uninsured/underinsured motorists, and more.

Offering liability coverage and much more

If you’re involved in an accident and cause property damage or bodily injury to another person, liability coverage can safeguard you from costly legal consequences and hospital bills.

Protect your ride today

Things can go wrong. Before you hit the road, get a quote from BRIA Insurance & Risk Consultants and allow us to craft the best motorcycle insurance policy for your needs.

Motorhome Insurance

It is more than a vehicle, it is a lifestyle

As a motorhome owner, you get the best of both worlds by combining the freedom of the open road with all of the conveniences and amenities you enjoy at home. And just like your home, your recreational vehicle is a big investment that should be protected.

Motorhome Insurance from BRIA Insurance & Risk Consultants is a convenient and affordable way to ensure the safety of you, your passengers, and your belongings on the road.

Your motorhome policy from BRIA Insurance & Risk Consultants is designed to provide the rates you want with the coverage you need, with basic protection options such as:

• Collision Coverage for loss or damage to your recreational vehicle resulting from an accident.
• Comprehensive Coverage as extra coverage against losses from fire, theft, or vandalism.
• Bodily Injury Liability to pay medical expenses to others after an accident.
• Property Damage Liability for damage caused by you to another person’s property.

Extra protection matters

For an increased level of security, additional insurance options such as Medical Payments coverage, Emergency Roadside Assistance, and Premium Towing and Labor are also available. Custom equipment such as quality sound or entertainment systems can also be covered for an extra premium.

BRIA Insurance & Risk Consultants wants to ensure that you receive the best insurance solutions at the best price possible. You may be eligible to start saving today with discounts for:

• Association memberships.
• Completion of a driver safety course.
• Insuring multiple vehicles.
• Combining your Motorhome Insurance with other policies from BRIA Insurance & Risk
  Consultants.

Our team of RV Insurance specialists is ready to discuss your insurance needs and your budget to help design the right policy that keeps you and your motorhome or travel trailer safe on the road.

Wherever your journeys may take you, rest easy with the peace of mind of Motorhome Insurance from BRIA Insurance & Risk Consultants.

ATV Insurance

Explore the trails with confidence

Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from BRIA Insurance & Risk Consultants, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

• Collision Coverage for damage to your ATV from rocks, trees, and other obstacles or debris.
• Comprehensive Coverage as extra security for loss or damage from theft, fire, or vandalism
• Property Damage to cover expenses to another person’s property for which you are liable
• Bodily Injury that pays medical expenses to others if you are held liable in an accident
• Uninsured Motorist to protect you from loss or damage caused by uninsured and underinsured riders

BRIA Insurance & Risk Consultants is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payment option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

Snowmobile Insurance

When the snow falls, make sure you are ready

Nothing is quite as satisfying as hitting the trails after the first snow. Your snowmobile is your ticket to enjoying the fresh mountain air and exhilarating scenery of the countryside. While you are out there in the thick of it all, contemplating whether you have the right insurance should be the last thing on your mind.

BRIA Insurance & Risk Consultants offers specialized Snowmobile Insurance at affordable rates with benefits tailored to meet your specific insurance needs. Whether you are a beginner or a seasoned veteran, we offer essential coverage including:

• Collision Coverage to cover damage to your snowmobile from a collision with rocks, trees, ice, and other obstacles.
• Comprehensive Coverage as extended coverage for loss or damage from theft, fire, or vandalism.
• Property Damage to pay for damage to another person’s property for which you are liable.
• Bodily Injury Liability for paying the medical expenses of others if you are at fault in an accident.
• Uninsured/Underinsured Motorist Protection to insure damage caused by uninsured or underinsured riders.

Additional Snowmobile Insurance coverage is also available for any custom equipment that you have added to your snowmobile. Medical Payments Coverage to protect yourself and your passengers in the event of an accident is also available for a premium.

Depending on your insurance situation, discounts may also be available for completing rider safety courses or by being a member of certain riding association memberships. A representative from BRIA Insurance & Risk Consultants will review your insurance needs to design the right policy for you and determine your discount eligibility.