Employee Benefits
Healthy employees are happy employees. From group benefits to individual life insurance packages, BRIA Insurance will make sure that your staff is properly protected. BRIA Insurance & Risk Consultants provides group benefits to businesses in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. A single policy for all employees of the same company, along with their dependents, provides bottom line coverage for employers and employees alike. Under a group benefit plan, the employer or association will be issued a master policy that will be distributed to all employees working for that particular company. BRIA Insurance & Risk Consultants proudly offers these group benefits, plus many more: Contact a representative at BRIA Insurance & Risk Consultants to go over group benefit options for your business. BRIA Insurance & Risk Consultants provides group disability insurance to businesses in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. Happy employees make for a productive workplace, thus helping assure that their protection creates a more positive working environment. BRIA Insurance & Risk Consultants understand that income stability for workers is not enough. What happens if an employee cannot work due to a disabling illness or injury? BRIA Insurance & Risk Consultants provides group disability solutions that will assist employees in replacing parts of their income while they are absent from work. This provides the expertise needed to reduce employee absences, ensuring that your business can continually run as efficiently as possible. Our group disability coverage options include: Contact an insurance specialist at BRIA Insurance & Risk Consultants to set up a consultation. BRIA Insurance & Risk Consultants provides voluntary benefits to businesses in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. At BRIA Insurance & Risk Consultants, we understand that in order to maintain a happy, productive workplace, you need to hold on to quality employees. The best way to keep employees happy is by addressing their concerns with a benefits package that fits their needs. If you work with them, they will work for you. Our Voluntary Benefits offering include, but are not limited to: Contact a representative at BRIA Insurance & Risk Consultants to go over all of the voluntary benefits solutions we offer. BRIA Insurance & Risk Consultants provides retiree health coverage to businesses in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. The number of retirees will continue to increase, whether or not your business and its resources do as well. This burden can be overbearing for you and your business. BRIA Insurance & Risk Consultants understands the need for you to keep retirees happy while maintaining the efficiency needed to run a successful company. We offer retiree medical plans that will help benefit your business and your former employees. BRIA Insurance & Risk Consultants offers quality coverage solutions to your business, including: Contact a representative at BRIA Insurance & Risk Consultants today to go over retiree health coverage options for your business. BRIA Insurance & Risk Consultants provides group health insurance to businesses in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. As an employer in today’s business world, BRIA Insurance & Risk Consultants knows how important it is to provide health insurance to the most valuable asset of your business – your employees. By providing each employee with a plan that meets his or her expectations, it can help your business lower turnover and keep a staff that is healthy and insured with peace of mind. At BRIA Insurance & Risk Consultants, we are proud to offer a variety of group health Insurance plans for small-to medium-sized businesses. Our health insurance specialists will work with you one-on-one to develop a group plan that is not only affordable, but complements your business’s needs. Group health insurance plans typically include either indemnity plans, such as Fee-for-Service (FFS) or managed care plans, including: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point-of Service (POS). The major difference between Indemnity and managed care plans are the types of providers, choices of doctors and physicians, out of pocket expenses, and medical bill payments. Since group health insurance options vary from state to state in coverage options and benefits, as well as the size of your business, it is important to discuss your business’ Health Insurance needs with a specialist at BRIA Insurance & Risk Consultants who can help you find a solution that is ideal and feasible for you and your employees. BRIA Insurance & Risk Consultants provides disability insurance to individuals in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At BRIA Insurance & Risk Consultants, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living. With disability income Insurance from BRIA Insurance & Risk Consultants, you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent. Policies can vary greatly depending on the individual as well as the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two- or five-year term, and benefits will only be paid if you become disabled during the term of the policy. Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at BRIA Insurance & Risk Consultants will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs. BRIA Insurance & Risk Consultants provides life insurance to individuals in Austin, Lakeway, Bee Cave, Round Rock, Georgetown, Westlake, and surrounding areas. Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family. At BRIA Insurance & Risk Consultants, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. BRIA Insurance & Risk Consultants offers several different coverage options for your consideration including Term Life, Whole Life, and more. Term Life – This is typically the simplest and least expensive insurance option. Term Life Insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most Term Life policies can be converted to a more permanent insurance solution such as Whole Life or Universal Life Insurance. There are two types of term life insurance: There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. An insurance specialist with BRIA Insurance & Risk Consultants will review your current life insurance situation and help you design a policy to plan for the future. At the end of the day, one of the biggest investments you can make is an investment in yourself. As your personal situations change (i.e., marriage, birth of a child, or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life Insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health, and age, and has additional charges for riders that customize a policy to fit your individual needs. We are here to help. Learn more about BRIA Insurance & Risk Consultants. Many companies have important key figures whose expertise and talents are crucial to maintaining profitable and productive business operations. From the savvy and influential executive to the creative thinker behind the company’s greatest ideas, BRIA Insurance & Risk Consultants knows that some talent is simply too difficult to replace. Key Person, or Key Men, Insurance provides financial support for business owners in the event that death or permanent disability results in the loss of an employee who is essential to business operations. This policy helps assure that business can continue as planned while you look for a suitable replacement. In addition, it affirms the importance of the talent that the Key Person brings to your business. Several business benefits are built into your Key Person Insurance policy with BRIA Insurance & Risk Consultants, such as: At BRIA Insurance & Risk Consultants, our professional and knowledgeable insurance specialists are sensitive to your needs as a business owner and dedicated to providing all of your commercial insurance solutions. Talk to a representative today to learn more about what Key Person Life Insurance can do for your business.
Group Benefits
Group Benefits
Keep your employees happy with group benefits
Group Disability Insurance
Group Disability Insurance
Effective solutions for managing your employees
Voluntary Benefits
Voluntary Benefits
Protect your employees and your business
Retiree Health Coverage
Retiree Health Coverage
Keep your retirees happy
Group Health Insurance
Group Health Insurance
Benefits that keep your employees happy
Which Plan is Right for your Business?
Disability Insurance
Disability Insurance
Your biggest asset is you
Individual Life Insurance
Individual Life Insurance in Austin and Lakeway, Texas
Reassurance for you and your loved ones
Types of individual life insurance
BRIA Insurance & Risk Consultants is here for you
Key Person Insurance
Key Person (Key Men) Insurance
Employees are valuable assets too

BRIA Insurance’s Story
Since 1968, BRIA has taken a hands-on approach to meeting our clients’ insurance needs. After more than four decades of devoted service, our agency is still committed to providing the highest levels of customer service with coverage that is tailored to the needs of each customer.
Meet Our Team of ExpertsWant to Know More About BRIA?
BRIA’s job is to fully learn and understand your goals and the associated risks. We work to develop a plan with insurance that manages and mitigates client risk at minimal costs. See how we can work for you.