http://www.youtube.com/watch?v=bMPWjZ9KrL8&feature=youtube_gdata_player

http://www.ieci.org/uploads/Fall.Prevention.Tips.Sheets.pdf

http://www.insuranceinsight.eu/insurance-insight/opinion/2119217/cyber-risks-modern-business?WT_rss_f=&WT_rss_a=Cyber+risks+in+the+modern+business+&utm_source=dlvr.it&utm_medium=twitter

http://www.thesba.com/2011/10/11/six-cost-free-ways-to-reduce-small-business-risk/

http://www.attustech.com/about-us/blog/detail/risk-management-is-about-planning-for-the-unexpected.aspx

http://www.insurancejournal.tv/videos/5716/

America, it’s time to take an aggressive stance in preventing identity theft! The odds of the average American becoming the victim of such an outrageous crime are greater than you might think. In fact, with today’s technology and just a little creativity, thieves can quite easily capture your personal identity for the purposes of draining your funds, charging expensive items to your credit cards and recreating their entire lives to virtually become “you”. There are effective ways to fight this epidemic – it’s just a matter of familiarizing yourself with them.

Financial Transactions

Let’s face it, there’s no way to function within society without participating in some type of financial transaction on a regular basis. Whether it’s going to the ATM, applying for a loan or charging merchandise on a credit card, we’re all caught in the electronic loop and will need to find an effective means for preventing identity theft.

Don’t place outgoing bill payments in your mailbox for mail carriers to collect.

Make sure that the keypad is shielded when you type in the PIN number for your ATM banking transactions.

Pick up boxes of new checks directly from your bank; never have them mailed to your home.

Don’t include your social security number or driver’s license number with your pre-printed name and address on your checks.

Don’t write credit card or bank account numbers on your checks.

Credit Cards

Too many people become lax in the area of credit card information. So many folks order merchandise over the phone or online using these cards, and little is done in the way of preventing identity theft.

Don’t apply your signature to your credit cards, instead write on the back -in permanent ink- “Ask for driver’s license” or any variation.

Don’t get into the habit of carrying all of your credit cards with you – only carry what you’ll need for the purposes at hand.

Shred any unused documentation that contains your credit card information, and do the same with pre-approved credit card applications.

Never dispose of credit card receipts by simply throwing them in the wastebasket. Always shred them before disposal.

Social Security Number

This is one of the most commonly stolen bits of data today, which helps to cement identity theft. By protecting this precious piece of personal information, you can do much in the area of preventing identity theft.

Memorize your social security number, and never carry your card or other document that may contain the number, in case of theft.

Don’t allow your social security number to be used as an ID number, either at work or on various types of accounts.

When obtaining a driver’s license, request that your social security number is not used as your driver’s license number. Although this is a common practice in some states, you do have the right to make such a request and be assigned a different number..

Never print your social security number on your checks.

Request a statement from the Social Security Administration showing your earnings and benefits every few years, to ensure that everything is correct.

These and many other precautions can be taken to ensure that you’re protected from identity theft. Although there’s no sure-fire guarantee that it won’t happen to you, prevention is certainly the best medicine – just ask anyone who’s ever been the victim of such a crime.

The author grants reprint permission to all venues so long as the copyright and by-line are included intact.

Copyright © 2005 Preventing-Identity-Theft.com All Rights Reserved.

Slips and falls, back injuries, ergonomic/repetitive motion injuries, adverse weather’s contributions and falls from ladders or scaffolding are five of the most common injuries faced in the everyday workplace. The following article discusses popular mechanisms to better understand and prepare for such injuries. We encourage our readers to follow the link below and to contact us for additional guidance.

http://www.workerscompensation.com/compnewsnetwork/blogwire/top_5_workplace_injuries_and.html#.Tl0wiWVlctI.twitter

Those businesses which operate in a more hazardous environment are subject to larger claims. Initially businesses should focus on purchasing a basic primary insurance policy with property, general liability, automobile, and workers compensation coverage. In addition, purchasing a commercial umbrella insurance policy is next advisable step to take starting at one million and then offered in increments of additional million. Umbrella coverage is quite affordable and indeed a beneficial investment to properly protect your organization.

We encourage you to contact us for a more detailed assessment of your company’s needs. Our expertise and resources will allow us to provide you with the guidance you require to purchase the right amount of coverage in order to protect your business

To read the following article please visit:

http://www.insurancejournal.com/news/international/2011/05/02/196920.htm